Background: Little is known about the practices used for technical debt (TD) payment. The study of payment practices, as well as the reasons for not applying them, can help practitioners to control and manage TD items. Aims: To investigate, from the point of view of software practitioners, if TD items have been paid off in software projects, the practices that have been used to pay off TD and the reasons that hamper the implementation of these practices. Method: We analyzed - both quantitatively and qualitatively - a corpus of responses from a survey of 432 practitioners, from four countries, about the possibility of TD payment. Results: We found that, for most of the cases, TD items have not been eliminated from software projects. The main reasons for not paying off TD are lack of organizational interest, low priority on the debt, focus on short-term goals, cost, and lack of time. On the other hand, we identified that code refactoring, design refactoring, and update system documentation are the most used practices for TD payment. Practitioners also cited practices related to the prevention, prioritization, and creation of a favorable setting as part of TD payment initiatives. Conclusion: This paper summarizes the identified practices and reasons for not paying off debt items in a map. Our map reveals that the majority of payment practices are of a technical nature while the majority of reasons for not paying off debts are associated with non-technical issues.